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The content of the website is provided by Q&X Insurance Brokers Hong Kong Co., Ltd (“Q&X”, “Q&X Insurance”, “we” or “us”) , its subsidiaries, associated companies and third party service providers. Please read these terms of use carefully before you start to use our website. By using the website, you indicate that you accept these terms of use and that you agree to abide by them; if you do not accept these terms of use, please refrain from using the website. If you have, in Q&X's sole opinion, breached any of the provisions of these terms of use, we reserve the right to terminate your entitlement to use the website for any and all purposes.

Access to the website is permitted on a temporary basis, and we reserve the right to withdraw or amend any services we provide on the website without notice. We will not be liable in any way if, for any reason, the website is unavailable at any time or for any period. From time to time, we may restrict your access to some parts of the website, or the entire website, at our sole discretion.

You are responsible for making all arrangements necessary for you to have access to the website. You are also responsible for ensuring that all persons who access the website through your internet connection are aware of these terms, and that they comply with them.

Whilst Q&X endeavours to ensure the accuracy of the information contained on this website, no statement, representation, warranty or guarantee, express or implied, is given as to its accuracy or appropriateness for use in any particular circumstances.

Q&X is not responsible for any loss or damage whatsoever arising out of or in connection with any information including data or programmes on this website.